Step 6: Pay your fees

After you enroll in courses on ROSI, the final step to complete your registration is to pay your fees. The deadline to pay your fees for 2015-16 fall/winter is August 25, 2015.

In this section:

Payment Instructions
  1. View your fees invoice on ROSI. The invoice will be posted starting July 10, 2015.
  2. Pay your fees at a bank or through online/telephone banking OR if you're receiving OSAP or Canadian/US government loans, defer your fees on ROSI. The deadline to do this is August 25, 2015.
  3. Check your registration status on ROSI.

Viewing your fees invoice

Your invoice, containing tuition fee amounts for 2015-16 Fall/Winter, will appear on ROSI starting July 10. Note that fees will show up on ROSI on July 10 even though course enrolment hasn't begun. See below for information on program fees.

How and when to pay

Just like most bill payments, tuition fees are paid through a bank. You can pay them electronically (through online or telephone banking) or in person at a bank. For full payment instructions, see the Office of Student Accounts web site. The deadline to pay is August 25.

  • Electronic payments

You can pay your fees using telephone or online banking. The "Payee" name is "University of Toronto" and your account number is displayed on your invoice on ROSI. The account number consists up to the first five characters of your surname (in capital letters) and 10 numbers which is your student number with leading zeroes (if applicable). Make sure you distinguish between the letter ‘O’ and the number ‘zero’.

Sample account numbers 
  • Anthony Cho’s student number is 1000123456; his account number is CHO1000123456.
  • Jane Seto-Paul's student number is 987654321; hyphens and spaces are not used, so her account number is SETOP0987654321.
  • Christine Elias' student number is 9234578; her account number is ELIAS0009234578.

 

Make a note of the confirmation number for your records in case there is any delay or problem with your payment.

How long will it take for my payment to reach the University? 
It normally takes about 5 business days for payments to be received by the University and recorded on your financial account on ROSI. So don't worry if you paid but the amount hasn't been deducted from your balance - just check ROSI a few days after you pay. 

 

Paying from outside Canada? 
You can find full payment instructions for students paying from outside Canada on the Student Accounts web site. 


Receiving OSAP or other government loans?

If you've applied for OSAP on time (by end of May for returning students; by mid-June for new students), you may be able to defer your fee payment to a later date as long as you don't owe fees from previous sessions. Fee deferrals are recorded on ROSI - check the Student Accounts web site for more information. 

Check your registration status

If you pay (or officially defer) your fees by August 25, you will complete your registration automatically. If you do not pay or defer your fees by August 25, you will be removed from your courses at any time.

To be safe, check to see if you are registered on ROSI a few days after you paid your fees. Your registration status is displayed on the Home Page after you log in. 

If your registration status is:

  • Registered - this means your registration is complete
  • Invited - this means your registration is NOT complete and you may be removed from courses after August 25
  • Financially Cancelled - this means your registration has been cancelled
IMPORTANT: Pay your fees on time! If you do not pay or defer your fees by August 25, you risk losing your courses at any time! Reinstatement may not be possible because the courses may be full. 

What happens if I miss the August 25 deadline?

If you miss the August 25 payment/deferral deadline, you risk being removed from all your courses and any waitlisted courses. Your spot in each class may then be filled by a student from a waiting list. Even if you pay your fees at a later date, getting back in to the same courses may not be possible because they may be full.

Adding courses for the first time after August 25?

If you enrol in courses for the first time after the August 25 deadline, pay your fees and present proof of payment to your College Registrar's office immediately to be complete your registration. A late registration fee may be charged.

Just taking courses starting in January?

If you enrol in 2016 winter term (S-section code) courses only, you'll still need to pay your fees by August 25 to avoid being removed from your courses. If you enrol in 2016 winter term courses only after August 25, pay your fees and show proof of payment to your college registrar's office immediately. A late registration fee may be charged in the latter case.

What if I'm only waitlisted for courses?

If you are only on waiting list(s) and are not officially enrolled in any courses yet, you will need to pay a minimum fee in order to keep your position on the waiting list(s). Registration will not be automatic; contact your college registrar's office before August 25 to make arrangements. 

Owe fees from a previous session?

Students with outstanding financial obligations to the University (including tuition and residence charges) will need to pay their arrears in full before registering in the next academic session.

NOTE: Those students with significant fees arrears from previous sessions will not be allowed to enroll in courses until the arrears are paid in full.

Fees payments will be applied first to outstanding debt from previous sessions before being applied to the 2015-2016 fall/winter. Please ensure that your payment is sufficient to cover all arrears as well as your current fees, or you will not be registered.

Academic Fees Assessment - A&S students (except Rotman Commerce & CTEP)

The following information is for Arts & Science students EXCEPT those enrolled in a Rotman Commerce specialist or CTEP. If you are enrolled in a Rotman Commerce or CTEP, refer to the Deregulated Fee Program: Commerce and CTEP page for information on Academic Fees Assessments. The information below does not apply to you.

If you are enrolled in a Computer Science specialist/major or Bioinformatics & Computational Biology program, the following applies to you. Please see here for additional fees information. 


There are two types of fee assessment methods: Program fee and Per-course fee. The type of fees you are charged depends on your course load in the fall/winter session.

Program Fee vs. Per-Course Fee

Program fee A single set fee for studies in the fall/winter session.
In 2015-16 fall/winter, it is charged to students taking 3.5 to 6.0 FCEs.
Per-course fee A fee assigned to each course in which a student enrols. The total fee payable is the sum of the individual course fees.
In 2015-16 fall/winter, it is charged to students taking 0.5 to 3.0 FCEs.

NOTE: On July 10, all students with an Invited registration status will have their fees assessed and everyone will be charged a Program fee initially. Don't worry - your fees will be adjusted accordingly if you're eligible to pay Per-course fees. 

How to Calculate Your Course Load

Your course load for fee calculation purposes includes your F, Y and S section code courses in the Fall/Winter sessions; i.e., courses in both the 2015 Fall AND 2016 Winter sessions.

You can add and cancel courses and change your course load (during the appropriate periods), but for program/per-course fee calculation purposes, there are two relevant dates in the 2015-2016 Fall/Winter session:

  • September 27, 2015: on this day (deadline to add F and Y courses), the faculty will count your F and Y course enrolments for the year.
  • January 24, 2016: on this day (deadline to add S courses), the faculty will count your S course enrolments.

The formula to determine what kind of fees you will be charged is:

F + Y courses (as of September 27) + S courses (as of January 24) = course load count
  • If the course load count is 3.5 credits or more, you will be charged the program fee.
  • If the course load count is 3.0 credits or less, you are eligible for per-course fee charges. See below for instructions on changing your fees assessment.

Note: The course load count determined on September 27 will be fixed for the entire session, even if F or Y courses are cancelled after September 27.

Taking 3.0 FCEs or less: Changing from Program to Per-Course Fees

If you plan to take 3.0 FCEs or less in 2015-16 fall/winter, you're eligible to pay per-course fees. To request a change of your fee assessment from program to per-course fees, go to this web site at least one day after you have enrolled in courses on ROSI. The web site will remain operational until September 27, 2015, the deadline to add F- and Y-courses. After September 27, if you qualify for per-course fees but have not requested the change on the web site, you may do so at your College Registrar's office. The Faculty will change all eligible students to per-course fees after the last day to add S courses in January.

Changing from Program to Per-Course fees means that ROSI will allow you to enrol in up to 3.0 FCEs only*. If you change your mind later on (after September 27) and want to enrol in more than 3.0, you'll need to contact your college registrar's office to have your status changed back to a program fee status. It's best to remain as a program fee student if you're not sure yet how many courses you will take - your fees will be automatically adjusted after January 24 if you qualify for per-course fees.

*IMPORTANT: If you have a per-course fee status and you cancel F/Y courses after the F/Y count date (September 27), the cancelled course(s) is(are) still included in your overall course load count as defined above. ROSI will allow you to enrol in up to 3.0 courses. Therefore, if you subsequently add S courses that will bring your overall course load count to 3.5 credits or more, your fee status will be changed back to the program fee even though you are technically enrolled in 3.0 or less. It is very important that you consult your college registrar’s office before you make such changes as the change will result in a significant increase in your tuition fees payable for the year.

See example 
Susan enrols in ANT100Y1Y, HIS103Y1, PSY100H1F, NMC102H1S for the 2015-2016 Fall/Winter session (two “Y” courses, one "F” courses and one “S” course), totalling 3.0 FCEs. She submits a request to change her fees assessment from Program to Per-Course. Her fees are adjusted a few days later. On September 27, the Faculty counts her F and Y enrolments (= 2.5 FCEs). On November 8, Susan cancels PSY100H1F. She decides to pick up LIN204H1S instead. Her course load on ROSI is still 3.0 FCEs; however for program fee purposes, her course load count according to the formula F+Y courses (as of September 27) + S courses (as of January 24) will be 3.5 (2.5 F/Y fixed on September 27 + 1.0 S on January 24). Since her course load count is now 3.5, her fees will be recomputed to program fees.

 

Incidental & Ancillary Fees: full-time vs part-time

Compulsory fees for registration consist of academic, incidental and ancillary fees. The academic fee portion is assessed as described in the section above for Arts & Science students (except commerce and CTEP) and here for commerce and CTEP students. Incidental and ancillary fees for all Arts & Science students are calculated based on a student's attendance status in full-time (3.0 to 6.0 FCEs) or part-time (0.5 to 2.5 FCEs) studies. 

Please see the fees schedules for 2015-16 fall/winter on the Student Accounts web site for more details - it will be posted in early July.

Cancelling courses and fees implications 

You may cancel a course on or before the last day to cancel courses without academic penalty (see the Calendar for sessional dates and rules). You may also request a limited number of Late Withdrawals (LWD) up until the end of term in a course (see "Late Withdrawal" in the Calendar's Rules and Regulations section.) These deadline dates relate only to the academic consequences of cancelling a course, not to any fees consequences.

If your fees are assessed on a program fee basis, your course load can range from 3.5 to 6.0 courses if you are in good academic standing*. You can add a maximum of 6.0 courses (up to 5.0 during the priority period, and up to 6.0 once the priority period has ended), and cancel courses, and there will be no change to the amount owing or a refund generated—the program fee covers the entire Fall/Winter session's enrolments.

* Students on academic probation may enrol in a maximum total course load of 5.0 full course equivalents.

Students whose fees are assessed on a per-course basis will be subject to a per-course refund schedule. The schedule shows the refunds that apply to the time period in which the course was cancelled. Refund schedules can be found on the Student Accounts web site.

Cancelling and/or late withdrawal from all courses

If you cancel all your courses and cancel your registration before the first day of classes in September (i.e. by September 13, 2015), all tuition charges will be reversed. If you have made a fee payment, your payment will be refunded to you.

If you cancel all your courses after classes begin and by September 27 (i.e. between September 14 and 27, 2015), and cancel your registration for the entire academic session, all tuition charges, less a minimum fee (as indicated on the Student Accounts website) and Student Systems Access fee, will be reversed.

If you cancel all your courses after September 27, and cancel your registration for the entire academic session before January 24, 2016, your program fee assessment for the session will be reduced by 50%. You will receive a refund of 50% of the program fee if your fees are paid in full, or a reduction of fees owing if they have not been paid in full.

Cancellation of registration only occurs when ALL courses are cancelled before the academic drop deadlines. If any courses with a final standing remain on the record for the academic session – a final mark, CR/NCR or LWD – you will not be eligible to cancel your registration for the session. However, if you have no more than 3.0 F section code courses with a final standing and you cancel all your Y and S section code courses by January 24, you are eligible to have your fees computed on a per-course basis; any cancelled F or Y courses will be assessed on a per-course refund basis. An exception applies if all of your 3.0 or fewer course enrolments have a final standing of LWD and you cancel all your Y and S section code courses by January 24. In this case, you will receive a refund of 50% of the program fee if your fees are paid in full, or a reduction of fees owing if they have not been paid in full.

Will my fee status change to per-course fees in January if I qualify?

After January 24 (the last day to add S courses/increase your course load), the Faculty will change those students who qualify to be assessed on a per-course basis for the Fall/Winter session. Note: All eligible students will be changed. Those students’ academic fees will be amended retroactively; however, any service charges that may have been levied on outstanding balances will remain.

What happens if I enrol in a Commerce, Computer Science, or Bioinformatics & Computational Biology program?

Students who, after completing at least 4.0 credits, are formally admitted to the Commerce, Computer Science, Bioinformatics & Computational Biology program pay higher, deregulated fees. 

If you're enrolled in or plan to enrol in a Commerce program, see the Deregulated Fee program: Commerce and CTEP page for information.

If you're enrolled in or plan to enrol in a Computer Science or Bioinformatics & Computational Biology program, see the Deregulated Fee program: CSC and Bioinformatics & Computational Biology page for additional information.