Step 6: Pay your fees

After you enroll in courses on ACORN, the final step to complete your registration is to pay your fees. The deadline to pay your fees for 2016-17 fall/winter is August 23, 2016.

In this section:

Payment Instructions


  1. View your fees invoice on ACORN. The invoice will be posted starting July 18, 2016.
  2. Pay your fees at a bank or through online/telephone banking OR if you're receiving OSAP or Canadian/US government loans, defer your fees on ACORN. The deadline to do this is August 23, 2016.
  3. Check your registration status on ACORN.

Viewing your fees invoice

Your invoice, containing tuition fee amounts for 2016-17 Fall/Winter, will appear on ACORN starting July 18. Note that fees will show up on ACORN on July 18 even though course enrolment hasn't begun. See below for information on program fees.

How and when to pay

Just like most bill payments, tuition fees are paid through a bank. You can pay them electronically (through online or telephone banking) or in person at a bank. For full payment instructions, see the Office of Student Accounts web site. The deadline to pay is August 23.

Electronic payments

You can pay your fees using telephone or online banking. The "Payee" name is "University of Toronto" and your account number is displayed on your invoice on ACORN. The account number consists of up to the first five characters of your surname (in capital letters) and 10 numbers which is your student number with leading zeroes (if applicable). Make sure you distinguish between the letter ‘O’ and the number ‘zero’.

Sample account numbers 
  • Anthony Cho’s student number is 1000123456; his account number is CHO1000123456.
  • Jane Seto-Paul's student number is 987654321; hyphens and spaces are not used, so her account number is SETOP0987654321.
  • Christine Elias' student number is 9234578; her account number is ELIAS0009234578.

 

Make a note of the confirmation number for your records in case there is any delay or problem with your payment.

How long will it take for my payment to reach the University? 
It normally takes about 5 business days for payments to be received by the University and recorded on your financial account on ACORN. If you've made your minimum payment on or before August 23 and the payment doesn't appear immediately, don't worry - just check back on ACORN a few days after you pay. 

 

Paying from outside Canada? 
You can find full payment instructions for students paying from outside Canada on the Student Accounts web site. 


Receiving OSAP or other government loans?

If you've applied for OSAP on time (by end of May for returning students; by mid-June for new students), you may be able to defer your fee payment to a later date as long as you don't owe fees from previous sessions. Fee deferrals are processed on ACORN - check the Student Accounts web site for more information. 

Check your registration status

If you pay (or officially defer) your fees by August 23, you will complete your registration automatically. If you do not pay or defer your fees by August 23, you will be removed from your courses at any time.

To be safe, check to see if you are registered on ACORN a few days after you paid your fees. Your registration status is displayed under "Academics" on the Home/Dashboard page after you log in. 

If your registration status is:

  • Registered - this means your registration is complete
  • Invited - this means your registration is NOT complete and you may be removed from courses after August 23
  • Financially Cancelled - this means your registration has been cancelled

IMPORTANT: Pay your fees on time! If you do not pay or defer your fees by August 23, you risk losing your courses at any time! Reinstatement may not be possible because the courses may be full. 

What happens if I miss the August 23 deadline?

If you miss the August 23 payment/deferral deadline, you risk being removed from all your courses and any waitlisted courses. Your spot in each class may then be filled by a student on a waiting list. Even if you pay your fees at a later date, getting back in to the same courses may not be possible because they may be full.

Adding courses for the first time after August 23?

If you enrol in courses for the first time after the August 23 deadline, pay your fees and present proof of payment to your College Registrar's office immediately to be complete your registration. A late registration fee will be charged.

Just taking courses starting in January?

If you enrol in 2017 Winter Term (S-section code) courses only, you'll still need to pay the minimum payment required to register by August 23 to avoid being removed from your courses. If you enrol in 2017 Winter Term courses only after August 23, pay your fees and show proof of payment to your College Registrar’s Office immediately. A late registration fee will be charged in the latter case.

What if I'm only waitlisted for courses?

If you are only on waiting list(s) and are not officially enrolled in any courses yet, you will need to pay a minimum registration fee in order to keep your position on the waiting list(s). Registration will not be automatic; contact your college registrar's office before August 23 to make arrangements. 

Owe fees from a previous session?

Students with outstanding financial obligations to the University (including tuition and residence charges) will need to pay their arrears in full before registering in the next academic session.

NOTE: Students with significant fees arrears ($200+) from previous sessions as of June 15 will not be allowed to enroll in courses until their arrears are paid in full. If you have arrears of $200+, you will be blocked from enrolling in any courses until you show proof of payment to your College Registrar’s Office. 

Fees payments will be applied first to outstanding debt from previous sessions before being applied to the 2016-2017 fall/winter session. Please ensure that your payment is sufficient to cover all arrears as well as your current fees, or you will not be registered.

Academic Fees Assessment - A&S students (except Rotman Commerce & CTEP)


The following information is for Arts & Science students EXCEPT those enrolled in a Rotman Commerce specialist or CTEP. If you are enrolled in a Rotman Commerce or CTEP, refer to the Deregulated Fee Program: Commerce and CTEP page for information on Academic Fees Assessments. The information below does not apply to you.

If you are enrolled in a Computer Science specialist/major or Bioinformatics & Computational Biology program, the following applies to you. Please see here for additional fees information. 


There are two types of fee assessment methods: Program fee and Course fees. The type of fees you are charged depends on your course load in the fall/winter session.

Program Fee vs. Course Fees

Program fee A flat fee for studies in the fall/winter session. In 2016-17 fall/winter, the Program Fee is charged to students whose Course Load Count (see below) is 4.0 to 6.0 FCEs.
NOTE: All students are initially charged a Program Fee, regardless of course load.
Course fees Fees assessed on a course by course basis. When a course is added, the course fee is charged immediately. When a course is canceled, the course fee is reversed in accordance with the relevant refund schedule. In 2016-17 Fall/Winter, Course Fees are charged to students whose Course Load Count (see below) is 0.5 to 3.5 FCEs.

NOTE: On July 18, all students with an Invited registration status will be charged a Program Fee initially. Your fees will be adjusted accordingly in January 2017 if you're eligible to pay Course Fees.

Course Load Count: How to Calculate Your Course Load

Your Course Load Count for fee calculation purposes includes your F, Y and S section code courses in the Fall/Winter Session; i.e., courses in both the 2016 Fall AND 2017 Winter sessions.

You can add and cancel courses and make changes to your course load (during the appropriate periods), but for Program Fee/Course Fee calculation purposes, there are two relevant dates in the 2016-17 Fall/Winter Session:

  • September 25, 2016: on this day (deadline to add F and Y courses), the faculty will count and lock your F and Y course enrolments for the year.
  • January 18, 2017: on this day (deadline to add S courses), the faculty will count and lock your S course enrolments for the year.

The formula to determine what kind of fees you will be charged is:

F + Y courses (as of September 25) + S courses (as of January 18) = 
Course Load Count for tuition assessment purposes

In 2016-17 fall/winter:

  • if your course load count is 4.0 credits or more, you will be charged the Program Fee.
  • if your course load count is 3.5 credits or fewer, you are eligible for Course Fees. See below for instructions on changing your fees assessment.

Note: The number of F and Y courses you are enrolled in on 25 September will be locked for the entire session, even if F or Y courses are cancelled after this date.

Taking 3.5 FCEs or fewer: Changing from Program Fee to Course Fees

If you plan to take 3.5 FCEs or fewer in 2016-17 Fall/Winter Session, you may be eligible to pay Course Fees. To request a change of your fee assessment from Program Fee to Course Fees, go to the Faculty’s Online Services Website at least one day after you have enrolled in courses on ACORN. The website will remain operational until 25 September 2016, the deadline to add F- and Y-section courses. After 25 September, if you qualify for Course Fees but have not requested the change on the website, you may do so at your College Registrar's Office. The Faculty will change all eligible students to Course Fees after the last day to add S courses in January.

Changing from Program Fee to Course Fees means that ACORN will only allow you to enrol in up to 3.5 FCEs*. If you change your mind later on (after 25 September) and want to enrol in more than 3.5 FCEs, you'll need to contact your College Registrar’s Office to have your fees re-assessed back to the Program Fee. It's best to remain as a Program Fee student if you're not sure yet how many courses you will take; your fees will be automatically adjusted after 18 January if you qualify for Course Fees.

Once you are re-assessed to Course Fees, you will be charged for each individual course you enrol in. If you cancel a course, you may be entitled to a full or partial refund depending on the course cancellation date. For more information on Course Fee refunds, visit the Fees Website

*IMPORTANT: If you are re-assessed to Course Fee and you cancel F or Y courses after the F/Y lock date (25 September), the cancelled course(s) are still included in your Course Load Count (see above.) ACORN will allow you to enrol in up to 3.5 courses at any one time. Therefore, if you subsequently add S courses that will bring your overall Course Load Count to 4.0 FCEs or more, your fee status will be changed back to the Program Fee even though you are technically enrolled in 3.5 or less. It is very important that you consult your College Registrar’s Office before you make such changes as the change will result in a significant increase in your tuition fees payable for the year.

Example:

Susan enrols in ANT100Y1Y, HIS103Y1, PSY100H1F, HPS100H1F, and NMC102H1S for the 2016-17 Fall/Winter Session (two “Y” courses, two "F” courses, and one “S” course), totaling 3.5 FCEs. She submits a request to change her fees assessment from Program Fee to Course Fees. Her fees are adjusted a few days later. On 25 September, the Faculty locks her F and Y enrolments (= 3.0 FCEs). On 1 November, Susan cancels PSY100H1F, and decides to enrol in LIN204H1S instead. Her Fall/Winter course load on ACORN is still 3.5 FCEs, but her Course Load Count according to the formula: 

  • F+Y courses (as of September 25) + S courses (as of January 18) = Course Load Count
    • 3.0 locked 'F/Y' FCEs (on September 25) + 1.0 'S' FCEs (as of January 18) = 4.0 FCEs

Since her course load count is now 4.0 FCEs, Susan's fees will be re-assessed to the Program Fee after January 18.

Course Fee changes for eligible students: January 18, 2017

After January 18 (the last day to add S courses), the Faculty will change those students who qualify to be assessed on a Course Fee for the Fall/Winter Session. All eligible students will be re-assessed to Course Fees automatically. Those students’ academic fees will be amended retroactively; any service charges that may have been levied on outstanding balances, however, will remain.

Enrolling in a Commerce, Computer Science, or Bioinformatics & Computational Biology program

Students who, after completing at least 4.0 credits, are formally admitted to the Commerce, Computer Science, Bioinformatics & Computational Biology program pay higher, deregulated fees.

If you're enrolled in or plan to enrol in a Commerce program, see the Deregulated Fee program: Commerce and CTEP page for information.

If you're enrolled in or plan to enrol in a Computer Science or Bioinformatics & Computational Biology program, see the Deregulated Fee program: CSC and Bioinformatics & Computational Biology page for additional information.

Incidental & Ancillary Fees: full-time vs part-time

Compulsory fees for registration consist of academic, incidental and ancillary fees. The academic fee portion is assessed as described in the section above for Arts & Science students (except commerce and CTEP) and here for commerce and CTEP students. Incidental and ancillary fees for all Arts & Science students are calculated based on a student's attendance status in Full-Time (3.0 to 6.0 FCEs) or Part-Time (0.5 to 2.5 FCEs) studies. Please see the fees schedules for the 2016-17 Fall/Winter on the Student Accounts website for more details.

Cancelling courses and fees implications


There are two (2) different types of deadlines when it comes to cancelling courses:

  1. Last day to cancel courses without academic penalty

    This is the last day to cancel an individual course so that it disappears from your permanent academic record. This cancellation is strictly academic in nature and is not tied to your fees. For 2016-17 Fall/Winter, these deadlines are as follows:

    • November 7, 2016
      • Deadline to cancel F courses without academic penalty
    • February 21, 2017
      • Deadline to cancel Y courses without academic penalty
    • March 13, 2017
      • Deadline to cancel S courses without academic penalty

    You may also request a limited number of Late Withdrawals (LWD) up until the last day of classes (see "Late Withdrawal" in the Calendar's Rules and Regulations section.) Courses with an LWD notation remain on your permanent academic record, but do not impact your GPA.

  2. Last day to cancel Fall/Winter registration for full or partial Program Fee reversal

    Your Fall/Winter registration can only be cancelled if ALL of your F, Y & S courses are cancelled by the deadlines listed above. If you cancel ALL F, Y & S courses and cancel your Fall/Winter registration, there are three (3) deadlines for a full or partial reversal of the Program Fee:Your Fall/Winter registration can only be cancelled if ALL of your F, Y & S courses are cancelled by the deadlines listed above. If you cancel ALL F, Y & S courses and cancel your Fall/Winter registration, there are three (3) deadlines for a full or partial reversal of the Program Fee:

    July 12, 2016 - September 11, 2016 If you cancel ALL F, Y and S courses and your Fall/Winter registration, you will receive a 100% Program Fee reversal
    September 12, 2016 - September 25, 2016 If you cancel ALL F, Y and S courses and your Fall/Winter registration, you will receive a 100% Program Fee reversal (less a $313 minimum registration fee.)
    September 26, 2016 - January 18, 2017 If you cancel ALL F, Y, and S courses and your Fall/Winter registration, you will receive a 50% Program Fee reversal.

    If any courses remain on your record for the academic session – with a final mark, CR/NCR, P/FL, or LWD – you will not be able to cancel your registration for that session, and therefore are not eligible for any reversal of the Program Fee.

    The only exception occurs if:
    1. Your F/Y course load count is locked at 4.0 FCEs or higher on September 25, 2016; and
    2. You finish the Fall Term with 3.5 FCEs or fewer (i.e. with a grade, CR/NCR, P/F, or LWD); and
    3. You cancel all of your Y and S section courses on or before January 18.

    In this case, your Program Fee will be reversed 100%, and you will be re-assessed to Course Fees after January 18.

  3. Special Scenario - LWD from ALL F courses and no S/Y courses:

    If you withdraw from ALL F courses in the Fall Term and cancel all of your S/Y courses on or before 18 January, you will receive a refund equivalent to 50% of the Program Fee if:

    1. If your F/Y course load count is locked at 3.0 FCEs or higher on September 25, 2016; and
    2. You withdraw (LWD) from ALL of your F courses; and
    3. You cancel all of your S/Y courses on or before January 18.

    In this scenario, your Program Fee will be reversed 100%, and you will be charged 2.5 FCEs in Course Fees (which is equivalent to a 50% Program Fee reversal.)