Step 6: Pay your fees

Note: Students enrolled in a commerce, computer science, bioinformatics and computational biology, or concurrent teacher education subject POSt pay higher fees; see Academic Fees for Commerce, Computer Science, Bioinformatics & Computational Biology, or Concurrent Teacher Education Subject POSts for details.

Payment Instructions

Viewing your fees invoice

You will be able to view your academic fee invoice on ROSI starting July 12, 2013.

How and when to pay

For full payment instructions, see the Office of Student Accounts web site.

To be automatically registered for the fall-winter session you must enrol in courses AND pay at least the minimum first installment of your fees (or officially defer them) before August 20.

If your fees are not received or deferred by August 20,
you will be removed from your courses at any time.

IMPORTANT: Students on waiting lists will be added to the course when space is made available at any time. You may not be able to get back into a course that you have been removed from because students on waiting lists may have filled the space created.

Students who have been removed from courses and had their registrations cancelled will have to show proof of payment before they can attempt to enrol in courses again. A late registration fee will also be charged. As the August 20 payment/deferral deadline approaches, ROSI will warn you that your registration is about to be cancelled when you log on, if your payment/deferral has not been received by the University. It normally takes a few business days for bank payments to be received by the University - this means you should make a payment at least a few business days before the August 20 deadline.

You can check to see if you are registered on the SWS. Your registration status is displayed on the Home Page after you log in. Your registration is complete if the status shown is "Registered" for the current session (e.g. 2013 Fall and 2014 Winter session). If your status is “Invited” you need to pay or defer your fees or you risk being removed from your courses! You should check your status a few days after you have paid to be safe.

What happens if my payment is not received or deferred by August 20?

If your fees are not received or deferred by August 20, you will be removed from your courses and any waitlisted courses. Your space in each course may be filled by a student from a waiting list. If you are reinstated because of late fees payment, you will also be charged a reinstatement fee. You will only be reinstated into courses if there is space.

Electronic payments

Once you enrol in courses, you should pay your fees using electronic payment (see below). You can obtain an up-to-date balance on ROSI immediately after changing your course enrolments.

You can pay your fees using telephone or online banking if your bank offers this service. Provide your financial institution with your account number and the name "University of Toronto" for their telephone or online banking service. Your account number is displayed on the invoice format of your account on the Student Web Service. The account number consists up to the first five characters of your surname (in capital letters) and 10 numbers which is your student number with leading zeroes (if applicable). Make sure you distinguish between the letter ‘O’ and the number ‘zero’.

Sample account numbers

  • Anthony Cho’s student number is 1000123456; his account number is CHO1000123456.
  • Jane Seto-Paul's student number is 987654321; hyphens and spaces are not used, so her account number is SETOP0987654321.
  • Christine Elias' student number is 9234578; her account number is ELIAS0009234578.

Be sure to make a note of the confirmation number in case there is a delay in processing your payment. You may wish to print out the confirmation page of your payment for your records.

For full payment instructions, see the Office of Student Accounts web site.

Official Registration

Registration will occur automatically if the minimum first installment of your fees is received (or officially deferred) by August 20. If your fees are not received or deferred by August 20, you will be removed from your courses at any time.

Just taking courses starting in January?

If you enrol in 2014 winter session courses only, you must pay at least the first installment of fees by August 20 to avoid being removed from your courses. If you enrol in 2014 winter session courses only after August 20, you must pay at least the first installment of fees and show proof of payment to your college registrar's office as soon as possible or risk removal from the course(s). A late registration fee may be charged.

What if I'm only waitlisted for courses?

If you are only on waiting list(s) and are not officially enrolled in any courses yet, you will need to pay a minimum fee in order to keep your position on the waiting list(s). Registration will not be automatic; you should contact your college registrar's office before August 20 to make arrangements. 

Owe fees from a previous session?

Students with outstanding financial obligations to the University (including tuition and residence charges) must pay their fees in full before registering in the next academic session.

NOTE: Those students with significant fees arrears from previous sessions will not be allowed to enroll in courses until the arrears are paid in full.

Fees payments will be applied first to outstanding debt from previous sessions before being applied to the 2013-2014 fall/winter sessions. Please ensure that your payment is sufficient to cover all arrears as well as the minimum first payment, or you will not be registered.

OSAP deferrals

If you have no outstanding fees from previous sessions and if you applied for OSAP by the specified deadline (see below), you may request deferral of your fees payment. This deferral is not automatic! You must complete the deferral:

  • online, on ROSI;

or

  • at the Office of Student Accounts, 215 Huron Street;

or

  • at your college registrar's office

by August 20 or you will be removed from your courses.

For details, see the Student Accounts web site or contact your college registrar's office.

Returning students should apply for OSAP by May 31 and new students by June 15. It is important that you meet these deadlines; if you do so and you are eligible to receive loans, you may request a fees deferral, your OSAP entitlement will be determined before classes begin, and you can budget accordingly.

Breakdown of fees

Compulsory fees for registration consist of academic, incidental and ancillary fees. Academic fees are calculated on a per-course basis and vary depending on your program and year of admission to the Faculty.

Students admitted before September 2009 are charged fees by course. See the Student Accounts website in mid-July for the fees schedule.

Students admitted in September 2009 and after are charged fees either by program or by course, depending on course load. See below for information.

Students enrolled in commerce, computer science, bioinformatics & computational biology, or concurrent teacher education subject POSts pay higher fees; see Academic Fees for Commerce, Computer Science, Bioinformatics & Computational Biology, or Concurrent Teacher Education Subject POSts for details.

Fees for the 2013-2014 fall/winter sessions had not been approved by the University’s Business Board and Governing Council at this time. Check the Student Accounts website for updated fees amounts. The updated fees will be reflected on your financial account on the SWS starting on July 12.

Paying fees for changed course loads

If you change your course load after you have made a payment, you can find out how much you owe by going to the SWS and selecting “Financial Accounts” from the main menu. Your current balance is displayed at the top of that page. You can make another payment for the balance. Please be aware that changing your course load could sometimes result in significant changes in your fee charges, depending on when you make the change. You are advised to consult your college registrar’s office if you are not certain. In the case of deregulated fee programs, consult the departmental sponsor (also, see section on deregulated fee program fee section).

How do I know that my enrolment is complete?

You can check to see if you are registered on the SWS. Your registration status is displayed on the Home Page after you log in. Your registration is complete if the status shown is "Registered" for the current session (e.g. 2013 Fall and 2014 Winter session). If your status is “Invited” you need to pay or defer your fees or you risk being removed from your courses! You should check your status a few days after you have paid to be safe. Remember that your fee deferral or minimum first payment must be received by August 20 to be automatically registered.

Refunds

If you withdraw from courses within the appropriate refund period and do not enrol in further courses, you may request a refund of the fees by emailing a request to the Office of Student Accounts. Before you send your email, check your account balance on ROSI to make sure you have a credit balance. You may also wish to set up direct deposit by recording your banking information on ROSI prior to requesting the refund.

Students admitted before September 2009 follow a fee-by-course refund schedule. For details, see the Student Accounts website.

Students admitted September 2009 and after follow a program fee refund schedule. Details can be found below in the sections "Cancelling Courses and Fees Implications"

Students enrolled in a commerce, computer Science, bioinformatic & computational biology, or concurrent teacher education subject POSt, follow a program fee refund schedule. See Academic Fees for Commerce, Computer Science, Bioinformatics & Computational Biology, or Concurrent Teacher Education Subject POSts for details.


Academic Fees for Students Admitted Before September 2009

Students admitted before September 2009 are charged fees by course and have a fee-by-course refund schedule. For details, see the Student Accounts web site.

Beginning in the 2014-2015 Fall/Winter sessions, all full-time students with a course load of 3.0 or more in the Faculty of Arts and Science will be charged program fees.


Academic Fees for Students Admitted in September 2009 and After

The type of fees you are charged will depend on your course load.

Program Fee vs. Per Course Fees

Program fee A single set fee for the year's study regardless of a student's course load, provided the load falls within a defined range.
Per course fee A fee assigned to each course in which a student enrols, provided the total course load falls within a defined range. The total fee is the sum of the individual course fees. If a student enrols in courses beyond the defined per-course load range, the fees change to program fees.

In 2013-2014 Fall/Winter,

  • Arts and Science students who are enrolled in a course load from 3.0 to 6.0 credits (i.e. full credit equivalents) in the Fall/Winter session will be charged a program fee.
  • Students with a course load of 0.5 to 2.5 credits will be charged per course fees.

No matter how many courses you intend to eventually enrol in, all students admitted in September 2009 or later will initially be charged a program fee.

If you plan to have a course load (for the entire fall/winter session) that will make you eligible for per-course charges, you can contact your college registrar's office to request that your fee assessment be changed from program to per-course fees. If you qualify for per course fees but haven't requested the change at your college, the Faculty will change eligible students to per course fees after the last day to add S courses in January.

How to Calculate Your Course Load

Your course load for fee calculation purposes includes your F, Y and S section code courses in the Fall/Winter sessions; i.e., courses in both the 2013 Fall AND 2014 Winter sessions.

You can add and cancel courses and change your course load (during the appropriate periods), but for program/per-course fee calculation purposes, there are two relevant dates in the 2013-2014 Fall/Winter session:

  • September 22, 2013
On September 22, the faculty will count your F and Y course enrolments for the year.
  • January 19, 2014

On January 20 (the last day to add S courses), the faculty will count your S course enrolments.

The formula to determine what kind of fees you will be charged is:

F + Y courses (as of September 22) + S courses (as of January 19) = course load count

If the course load count is 3.0 credits or more, you will be charged the program fee.

If the course load count is 2.5 credits or less, you are eligible for per-course fee charges.

Note: The course load count determined on September 22 will be fixed for the entire session, even if F or Y courses are cancelled after September 22.

When Are Fees Assessed and Put on My Student Account?

On July 12, you will see an initial fee assessment on your student account on ROSI. Note that no matter how many courses you intend to eventually enrol in, all students admitted in September 2009 or later will initially be charged a program fee.

If you intend to enrol in a course load of 3.0 to 6.0 courses, maintaining a program fee status will allow you to enrol in up to 6.0 courses (up to 5.0 during the priority period, and up to 6.0 once the priority period has ended.)

If you intend to enrol in fewer than 3.0 courses for the academic session, you may request to have your academic fees assessed on a per-course basis. If you have a per-course fee status, you will be allowed to enrol in up to 2.5 courses only.

NOTE:

If you have a per-course fee status, ROSI will allow you to enrol in up to 2.5 courses only. If you subsequently decide to enrol in S courses that will increase your course load count to over 2.5, you will have to visit your college registrar’s office and have your status changed to a program fee status, by which time an available space in an S course may have disappeared. The same applies if you want to "waitlist" an S course, because waiting list enrolments also count in your course load. If you hope to enrol in further S courses after September 22 — either into a course or onto a waiting list — which will increase your course load count to over 2.5, you should stay as a program fee student.

Also, if you have a per-course status and you cancel F/Y courses after the F/Y count date (September 22), the cancelled course(s) is(are) still included in your overall course load count as defined above. ROSI will allow you to enrol in up to 2.5 courses. Therefore, if you subsequently add S courses that will bring your overall course load count to 3.0 credits or more, your fee status will be changed back to program fee even though you are technically enrolled in 2.5 or less. It is important that you consult your college registrar’s office before you make such changes.

  • Example
      Susan enrols in ANT100Y1Y, ENG100H1F, LIN200H1F and NMC102H1S for the 2013-2014 Fall/Winter session (one “Y” course, two ‘F” courses and one “S” course). On September 22, the Faculty counts her F and Y enrolments for the year. She is eligible for per-course fees because her F and Y course load is 2.0 and her S course load is 0.5, for total of 2.5. She asks her college registrar’s office to change her status to a per-course fee status. The college will adjust her account so she pays fees only for 2.5 courses. By the last day to drop F-courses without academic penalty, November 4, Susan decides to cancel LIN200H1F. She decides to pick up LIN204H1S instead. Her course load on ROSI is still 2.5 FCE; however for program fee purposes, her course load count according to the formula F+Y courses (as of September 22) + S courses (as of January 19) will be 3.0 (2.0 F/Y fixed on September 22 + 1.0 S on January 20). Her fees will be recomputed to program fees.

    Service charges are calculated on outstanding balances starting in November. If in January your fees are re-assessed as per-course fees, the academic fees will be amended retroactively, but the service charges will not be amended.

    Cancelling courses and Fees implications

    You may cancel a course on or before the last day to cancel courses without academic penalty (see the Calendar for sessional dates and rules). You may also request a limited number of Late Withdrawals (LWD) up until the end of term in a course (see "Late Withdrawal" in the Calendar's Rules and Regulations section.) These deadline dates relate only to the academic consequences of cancelling a course, not to any fees consequences.

    If your fees are assessed on a program fee basis, your course load can range from 3.0 to 6.0 courses if you are in good academic standing*. You can add a maximum of 6.0 courses (up to 5.0 during the priority period, and up to 6.0 once the priority period has ended), and cancel courses, and there will be no change to the amount owing or a refund generated—the program fee covers the whole year’s study.

    * Students on academic probation may enrol in a maximum total course load of 5.0 full course equivalents.

    Students whose fees are assessed on a per-course basis will be subject to a per-course refund schedule. The schedule shows the refunds that apply to the time period in which the course was cancelled. Refund schedules can be found on the Student Accounts web site.

    • Example
        Justin enrols in: ANT100Y1Y, ENG100H1F, ARC131H1F, and ARC132H1S for the 2013-2014 Fall/Winter session (one "Y" course, two "F" courses, and one "S" course.) On September 22, the Faculty counts his F and Y course enrolments for the year. On September 30, he decides to cancel his Y-course ANT100Y1Y. He asks his college registrar’s office to change his status to a per-course fee status. Justin is eligible for per-course fees, because his F and Y course load is 2.0 and his S course load is 0.5, for a total of 2.5 as of September 22. The college will adjust his account so he pays full fees for 1.5 courses, and they will adjust his account to reflect the fact that he was enrolled in ANT100Y1Y and cancelled the course on September 30. According to the per-course refund schedule for Y courses, September 30 was during the 75% refund period , so Justin will be charged 25% of the per course-fee for ANT101Y1Y.

      Cancelling and/or withdrawal from all Courses

      If you cancel all your courses and cancel your registration before the first day of classes in September (i.e. before September 9, 2013), all tuition charges will be reversed. If you have made a fee payment, your payment will be refunded to you.

      If you cancel all your courses after classes begin and before September 22 (i.e. between September 9 and 22, 2013), and cancel your registration for the entire academic session, all tuition charges, less a minimum fee (as indicated on the Student Accounts website) and Student Systems Access fee, will be reversed.

      If you cancel all your courses after September 22, and cancel your registration for the entire academic session before January 19, 2014, your program fee assessment for the session will be reduced by 50%. You will receive a refund of 50% of the program fee if your fees are paid in full, or a reduction of fees owing if they have not been paid in full.

      Cancellation of registration only occurs when ALL courses are cancelled before the academic drop deadlines. If any courses with a final standing remain on the record for the academic session – a final mark, CR/NCR or LWD – you will not be eligible to cancel your registration for the session. However, if you have no more than 2.5 F section code courses with a final standing and you cancel all your Y and S section code courses by January 19, you are eligible to have your fees computed on a per-course basis; any cancelled F or Y courses will be assessed on a per-course refund basis. An exception applies if all of your 2.5 or less course enrolments have a final standing of LWD and you cancel all your Y and S section code courses by January 19. In this case, you will receive a refund of 50% of the program fee if your fees are paid in full, or a reduction of fees owing if they have not been paid in full.  

      Will My Fee Status Change to Per-Course Fees in January if I Qualify?

      After January 19 (the last day to add S courses/increase your course load), the Faculty will change those students who qualify to be assessed on a per-course basis for the Fall/Winter session. Note: All eligible students will be changed. Those students’ academic fees will be amended retroactively; however, any service charges that may have been levied on outstanding balances will remain.

      What Happens if I Enrol in a Commerce, Commerce, Computer Science, Bioinformatics & Computational Biology, or CTEP Program?

      Students who, after completing at least 4.0 credits, are formally admitted to the Commerce, Computer Science, Bioinformatics & Computational Biology or CTEP programs pay higher, deregulated fees and follow different program fee rules than other students under the program fee as described in this section (see Academic Fees for Commerce, Computer Science, Bioinformatics & Computational Biology, or Concurrent Teacher Education Subject POSts for details). The different program fee rules for these deregulated fee programs do not apply to students in first year who are taking qualifying courses to be admitted to the program, even if they hold an admission guarantee to these programs. These first year students will pay the Arts & Science program fee according to the rules explained above until they formally enter the named programs.